Consultation Papers

Below is a full list of recent consultations that the RMI have submitted responses to. Alternatively, you can click on the links below to search for consultation responses relevant to a specific policy area, or search by date using the navigation to the right of the screen.

NFDA RESPONSE TO FINANCIAL OMBUDSMAN SERVICE COMPLAINTS DATA PUBLICATION

The above consultation sets out the conclusions of the FOS' review into how they publish complaints data, with a request for feedback on their proposals. 

PRA RESPONSE TO: CAP AND BCAP’S PROPOSALS FOR CHANGES TO THEIR CODES AND GUIDANCE IN RESPONSE TO THE TOBACCO PRODUCTS DIRECTIVE TAKING EFFECT IN THE UK

The PRA has acknowledged within its consultation response that it cannot provide analysis on each of the detailed consultation questions. However, the regulations do cover an important retail category for PRA members and therefore, it is felt a response was necessary. 

The PRA would like to be assured that the new Code will be drafted in a manner that ensures advertising is not unduly restricted, beyond minimum requirements in the TPD. 

The PRA would also like to be assured that where there is scientific substantiation of benefits of switching to e-cigarettes and other nicotine containing products (such as that of Public Health England and the Royal College of Physicians) that such evidenced claims can be referred to throughout the supply chain, including at point of sale.

NFDA AND NAMA RESPONSE TO: INTRODUCING ROADWORTHINESS TESTING FOR FAST TRACTORS AND OTHER TECHNICAL CHANGES TO VEHICLE TESTING LEGISLATION.

The NFDA and NAMA, supported by the wider RMI are calling on Government to outlaw all mileage adjustment, mileage adjustment equipment and the businesses that offer mileage adjustment services. It is with this in mind that the NFDA and NAMA have responded to the above consultation, focusing on Question 15 of the document.

The NFDA and NAMA are encouraged by the inclusion of mileage fraud in the consultation and are keen to see this consultation as the first step in developing new legislation to outlaw all mileage adjustment, the sale of mileage adjustment equipment, the advertisement of mileage adjustment and the offering of mileage adjustment services.

PRA RESPONSE TO HMRC: TOBACCO ILLICIT TRADE PROTOCOL – LICENSING OF EQUIPMENT AND THE SUPPLY CHAIN

This consultation is about Article 6 of the World Health Organisation Framework Convention on Tobacco Control (WHO FCTC) Protocol. The aim of the Protocol is to eliminate illicit trade in tobacco products.

At Autumn Statement 2015 the government announced its intention to consult on Article 6 of the Protocol.

Article 6 of the Protocol is concerned with registration or licensing of participants who trade in tobacco and tobacco products.

The consultation is seeking views on two aspects of Article 6:

  • the mandatory control of tobacco manufacturing equipment
  • whether the UK should license wholesalers, retailers, brokers etc of tobacco products

The PRA is against the introduction of a retailer licence for tobacco prouducts.  

CP15/39: RULES AND GUIDANCE ON PAYMENT PROTECTION INSURANCE COMPLAINTS

The National Franchised Dealers Association (NFDA) has responded to the Financial Conduct Authority’s (FCA) consultation paper on the rules and guidance on payment protection insurance complaints (PPI). The consultation paper sets out:

Consultation Paper sets out, and asks for views on, our proposals for:

  • a new rule that would set a deadline by which consumers would need to make their PPI complaints or else lose their right to have them assessed by firms or by the Financial Ombudsman Service
  • an FCA-led communications campaign designed to inform consumers of the deadline
  • a new fee rule on funding this consumer communications campaign
  • new rules and guidance on the handling of PPI complaints in light of the Supreme Court’s decision in Plevin v Paragon Personal Finance Ltd
  • the proposed deadline also to apply to PPI complaints falling within the scope of the proposed rules and guidance on Plevin

The NFDA is keen for the FCA to ensure that the communications campaign does not create a mass number of illegitimate claims and is informative and guided to help consumers, as well as firms. 

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