Consultation Papers

Below is a full list of recent consultations that the RMI have submitted responses to. Alternatively, you can click on the links below to search for consultation responses relevant to a specific policy area, or search by date using the navigation to the right of the screen.

REMOVING THE INSURANCE CHECK WHEN TAXING A VEHICLE: DVLA

The Government is proposing to 'remove the annual/six monthly checks that are currently made for a valid insurance policy when an application is made to tax a vehicle.' The aim of the proposal is to 'reduce the burden on motorists' as motorists will not be expected to produce evidence of their insurance when taxing vehicles. The NFDA has responded to the consultation in support of the proposals. However, emphasis has been placed upon communication of any changes and it has been advised that any changes to the system be communicated during the period of road-fund-licence renewal.

Click here to download the NFDA response

VEHICLE ONLINE SERVICES CONSULTATION: DVLA

This consultation paper delivers the Driving Licensing Agency’s (DVLA) proposals to; extend the use of online service and electronic service delivery to enable motorists to ‘notify changes to their vehicle record electronically’.  ‘The online channel could provide motorists with the option to transact online themselves or via an intermediary’. The CNDA and NFDA have both sent submissions to the consultation. The CNDA has vocalised strong concerns over the ambiguity of the term ‘intermediary’ and has submitted that its members and other reputable dealers should be the first choice to be an intermediary authorised to liaise with the DVLA via the online channel. The CNDA has also highlighted the concern that online services are more vulnerable to fraud and has emphasised the need to maintain an annual renewal of entitlement.  However, the NFDA has favoured the Government proposal that the regulations should be changed to remove the period of expiry. Overall, the NFDA is in support of the proposed measures and hold little concession to the proposals.

Click here  to download the CNDA response 

Click here  to download the NFDA response

CLAIMS MANAGEMENT REGULATION: MINISTRY OF JUSTICE

The aims of this consultation are to develop closer and tighter relationships between the Claims Management Regulations Unit (CMR), the Financial Ombudsman Service (FOS) and the Legal Ombudsman (LO), whilst concentrating on addressing PPI claims. The Ministry of Justice is also looking to address the problem of CMC cold calling, as well as assessing the relationship between CMC’s and consumers, aiming to add a layer of transparency in the practices of CMC’s with consumers. The desired outcome is to enable consumers to understand fully understand the practices of CMC’s.  The NFDA is pleased with the proposed actions being taken to tackle malpractice from CMC’s. The NFDA has placed particular emphasis on any proposals concerning Payment Protection Insurance (PPI), as the motor industry has been heavily subjected to the poor practices of many CMC’s.

Click here to download the NFDA response



CONSULTATION ON THE IMPLEMENTATION OF THE CONSUMER RIGHTS DIRECTIVE 2011/83/EU: BIS

The consultation is focused on the discussion of the proposed methods and outcomes of the implementation of the Consumer Rights Directive (CRD). The CRD agreed by all European Member States in October 2011. Its aim is to ‘simplify and harmonise rules in a limited number of key areas, to encourage growth and raise consumer confidence in buying across boarders’. The RMI feel the proposed legislation is comprehensive and provides a clear framework for both businesses and consumers to abide and has only raised one concern over clarity.  

Click here to download the RMI response.


THE FUTURE OF THE VEHICLE IDENTITY CHECK SCHEME: DEPARTMENT FOR TRANSPORT

The Vehicle Identity Check (VIC) scheme is currently under assessment by the Department of Transport as to whether the scheme is currently fit for purpose. The following proposals have been considered as part of the consultation: retain the scheme in its present format; re-scope the scheme; abolish the scheme. The NAB has responded to the consultation with the primary position that the threat of a VIC test acts as an effective deterrent, actively reducing the level of vehicle ringing crime, and therefore the VIC scheme should be retained. NAB has emphasised the point that there is not another effective system currently in place that could replace or is actively acting as a deterrent to ringing. The NAB has focused its response on the value that would be provided from a vehicle age based test for VIC and the use of pre-accident valuation.

Click here to download the NAB response.

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