Consultation Papers

Below is a full list of recent consultations that the RMI have submitted responses to. Alternatively, you can click on the links below to search for consultation responses relevant to a specific policy area, or search by date using the navigation to the right of the screen.

POWER TO SUSPEND CONSUMER CREDIT LICENCES - DRAFT OFT GUIDANCE FOR LICENCE HOLDERS - OFT

The Office of Fair Trading is being given the ability to suspend consumer credit licenses with immediate effect or from a date of their discretion, to prevent the potential or actual breaches of traders where it is felt a consumer is at risk. This is a result of the Financial Services Bill. The immediate consultation is looking for advice in the creation of guidance material for the suspension powers. The NFDA is pleased with the overall format of the guidance and its content, specifically the provided examples for suspension which should be used as a useful tool. The RMI has stated concerns over the ability of licence holders to appeal decisions and has raised this within the response; stating there is a need for wrongly accused businesses to have opportunity to appeal the decision to suspend a credit license.

Click here to download the NFDA response

REMOVING THE INSURANCE CHECK WHEN TAXING A VEHICLE: DVLA

The Government is proposing to 'remove the annual/six monthly checks that are currently made for a valid insurance policy when an application is made to tax a vehicle.' The aim of the proposal is to 'reduce the burden on motorists' as motorists will not be expected to produce evidence of their insurance when taxing vehicles. The NFDA has responded to the consultation in support of the proposals. However, emphasis has been placed upon communication of any changes and it has been advised that any changes to the system be communicated during the period of road-fund-licence renewal.

Click here to download the NFDA response

VEHICLE ONLINE SERVICES CONSULTATION: DVLA

This consultation paper delivers the Driving Licensing Agency’s (DVLA) proposals to; extend the use of online service and electronic service delivery to enable motorists to ‘notify changes to their vehicle record electronically’.  ‘The online channel could provide motorists with the option to transact online themselves or via an intermediary’. The CNDA and NFDA have both sent submissions to the consultation. The CNDA has vocalised strong concerns over the ambiguity of the term ‘intermediary’ and has submitted that its members and other reputable dealers should be the first choice to be an intermediary authorised to liaise with the DVLA via the online channel. The CNDA has also highlighted the concern that online services are more vulnerable to fraud and has emphasised the need to maintain an annual renewal of entitlement.  However, the NFDA has favoured the Government proposal that the regulations should be changed to remove the period of expiry. Overall, the NFDA is in support of the proposed measures and hold little concession to the proposals.

Click here  to download the CNDA response 

Click here  to download the NFDA response

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