NFDA Offers Guidance to Consumers Ahead of 75 Plate Change
NFDA 28/08/2025
“With the upcoming ‘75’ plate introduction, the NFDA provides essential guidance and encourages drivers to take advantage of expert support at franchised dealerships. Knowledgeable staff can support you through the car buying process, helping you choose the right vehicle for your lifestyle” says Sue Robinson, Chief Executive of the National Franchised Dealers Association (NFDA).
All new cars registered from 1 September 2025 onwards will display the new ‘75’ plate. The UK’s number plate system operates as follows:
1. Location Indicators: The first two letters indicate the location where the car is registered (for example, LA to LY for London, MA to MY for Manchester).
2. Registration Period: The next two digits reflect the six-month period when the car was registered:
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24 for March 2024, 74 for September 2024.
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25 for March 2025, 75 for September 2025.
3. Unique Identifiers: The final three letters are randomly assigned.
CHOOSING YOUR VEHICLE:
When it comes to looking for a car, it’s helpful to start with two things: priorities and budget. Ask yourself, does it need to be family friendly? Cheap to run? Will I be using it for long distance travel? Once you’ve established your must-haves you can compare deals and explore budget options and use the on-the-road price advertised by manufacturers.
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What type suits you and your lifestyle? (Hatchback, estate, SUV, coupe, saloon, MPV, convertible)
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Will you be carrying goods, people, or both?
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Is it for family use? Is it appropriate for young children?
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Do you prefer manual or automatic?
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How many doors do you need?
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Are you looking for an electric vehicle or traditional internal combustion engine?
Consider this before buying an electric vehicle:
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Where will you charge it?
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What is my daily commute?
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Are there charging points nearby (home, work, or shopping locations)?
Consider this if you're leaning towards a petrol or diesel-run vehicle:
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Do you mostly do short trips or long-distance driving?
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Would a smaller engine (for fuel efficiency) or a larger one (for power) serve you better?
Sue Robinson added: “As net-zero targets and growing consumer demand for greener transport drives the shift towards electric vehicles, buyers are increasingly interested in making the move to EV. NFDA encourages buyers to visit Electric Vehicle Approved (EVA) dealers. With more than 500 approved sites across the UK, these dealerships offer trusted advice, detailed product information and ongoing expert support.”
Choosing a new car is an exciting moment, and asking the right questions early on can make the whole process smoother and more rewarding. With so many resources now available, from manufacturer brochures to expert reviews, online videos, and buying guides, it’s easier than ever to research your options before stepping into a dealership. Or, if you prefer a more personal touch, head straight to your local franchised dealer and speak to someone who can guide you through everything in person.
But buying a car isn’t just about style or features, it’s about choosing a vehicle that fits into your day-to-day life.
Here are a few important things to think about before you commit:
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Will it fit where you live? Check if your driveway or garage has enough space for the model you're considering.
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What will it cost to insure? Find out the insurance group and whether your postcode affects the premium.
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Understand the financial details — including the deposit, interest rates, length of contract, and whether the trade-in value for your current car will still apply later.
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Look closely at the warranty — Are there any limits on mileage, time, or where the car can be serviced?
TEST DRIVE TIPS:
A test drive is the best way to know if a car is right for you. Be sure to check:
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Comfort: Is the seat and driving position right for you?
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Visibility: Can you see clearly in all directions?
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Adjustability: Can you easily move the seat and steering wheel?
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Controls: Are the brakes, steering and handling responsive?
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Space: Try the boot, bonnet, and doors. Are they practical?
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Safety: Do seat belts and safety features work properly?
If the right boxes are ticked and any advice you’ve received aligns with your needs, you’ll be in a strong position to move forward.
FINANCING YOUR PURCHASE:
Before buying you should decide how to pay:
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Outright purchase: Pay in full.
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Personal Contract Purchase (PCP): Pay a deposit and monthly installments. At the end, return the car, buy it, or trade it in.
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Hire Purchase (HP): Spread the cost over fixed monthly payments. You own the car once the final payment is made.
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Personal Contract Hire (PCH): A long-term lease with no option to buy. Make fixed payments, then return the car at the end.
AFTER BUYING:
Sue Robinson, NFDA Chief Executive, concluded: “Owning a vehicle means more than just driving it out of the shop, long-term care is key. Over time, every vehicle requires maintenance, and it is important to have this work carried out by a trusted dealership. Turning to an authorised franchised dealer gives you access to experienced technicians who can spot and resolve issues before they become extensive problems.”
About the RMI
The Retail Motor Industry represents the interests of operators in England, Wales, Northern Ireland and the Isle of Man providing sales and services to motorists and businesses. The RMI has a formal association with the independent Scottish Motor Trade Association which represents the retail motor industry in Scotland.